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FD Calculator

See what your deposit will be worth — try it right here

Deposit₹1,00,000
Interest earned₹0
Maturity value ₹0

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Formulas shown

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Frequently asked questions

Are these calculators really free?

Yes. Every calculator on this site is free to use, with no sign-up, no account, and no hidden limits.

How accurate are the bank interest rates shown?

Rates are updated periodically from publicly available bank information. Banks can change rates at any time, so confirm the current rate with your bank before making a deposit decision.

Do I need to create an account to use a calculator?

No. Every tool works immediately in your browser with no login, and nothing you type is sent anywhere or stored on our servers.

Can I use these calculators on my phone?

Yes — every calculator is built to work on phones, tablets and desktops without losing any features.

What is an FD calculator?

Yes — An FD calculator is a simple tool that helps you estimate how much interest you will earn on your fixed deposit and what the total maturity amount will be at the end of the tenure. It speeds up calculations and reduces manual errors when comparing different FD options. This FD calculator works for most Indian bank fixed deposits. You can change the FD amount, interest rate, tenure and compounding frequency to match the FD scheme offered by your bank.

How to use this FD calculator?

Yes — Follow these steps to calculate your fixed deposit maturity value: Enter your FD amount (deposit amount) in rupees. Enter the interest rate (% p.a.) offered by your bank for the selected tenure. Enter the tenure in years and additional months (for example, 5 years 6 months). Select the compounding frequency – most bank FDs compound quarterly or monthly. Choose Cumulative if you want interest to be reinvested (higher maturity), or Regular payout if you plan to withdraw interest periodically. Click on “Calculate FD maturity” to see interest earned and total maturity amount.

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